Actors technically work for themselves.
I don't care if you are in a chorus line in NYC, bit player in LA, featured actor in a series segment, established star, or up and comer, you have a job, then you don't.
I kind of like it. The situation compels you to seek and search, with the help usually of others, to find the next gig.
If you are beyond a paycheck to paycheck life, I suggest you invest. How and what is up to you. But, if you want durability and longevity, you need 'fu' money. Get started with some dough that gives you an edge. I suggest a two year leeway.
Struggling is ok and most people need that dynamic, that competitiveness, or else life is boring. It's worse than boring it's deadly.
Often you truly get out what you put in.
That is the lesson for all of us. It takes teamwork to keep occupied. That means commitment to what you are doing. It's a two way street.
If you don't have something to get you out the door, you might as well curl up.
Then again, without getting existential, a lot can happen behind the door too.